Terms and Conditions
Effective Date: January 1, 2026
Welcome to Lovick Diversity Career Journal (“LDCJ,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our online magazine, website, digital content, subscriptions, and printed magazine publications (collectively, the “Services”). By accessing, purchasing, subscribing to, or using any part of our Services, you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use our Services.
1. About Lovick Diversity Career Journal
Lovick Diversity Career Journal is a diversity-focused career and professional development magazine offered in both digital (online) and print formats. Our content includes, but is not limited to, articles, editorials, interviews, advertisements, educational resources, and multimedia.
2. Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to use our Services or purchase subscriptions. By using our Services, you represent that you meet these eligibility requirements.
3. Subscriptions and Purchases
3.1 Digital Subscriptions
- Digital subscriptions grant access to online content for the selected subscription period.
- Access is non-transferable and for personal or internal business use only.
3.2 Print Subscriptions
- Print subscriptions include physical magazine delivery to the mailing address provided.
- You are responsible for ensuring accurate and up-to-date mailing information.
- Delivery times may vary based on location and postal service operations.
3.3 Single-Issue Purchases
We may offer individual digital or print issues for purchase. Availability may vary.
3.4 Billing and Payments
- All prices are listed in U.S. dollars unless otherwise stated.
- Payments are processed through third-party payment processors.
- You authorize us to charge applicable fees, taxes, and shipping costs.
3.5 Refund Policy
- Digital content: All sales are final once access is granted.
- Print subscriptions: Refunds are generally not available once an issue has shipped.
- Damaged or missing print issues may be replaced at our discretion.
4. Intellectual Property Rights
All content published by Lovick Diversity Career Journal, including but not limited to text, graphics, logos, photographs, videos, layouts, and design elements, is the exclusive property of LDCJ or its licensors and is protected by U.S. and international copyright, trademark, and intellectual property laws.
You may not:
- Reproduce, distribute, modify, or republish content without prior written consent
- Use our content for commercial purposes without authorization
- Remove copyright or proprietary notices
Limited sharing of excerpts with proper attribution and a link back to the original source may be permitted for non-commercial purposes.
5. User Contributions and Submissions
If you submit content (including articles, comments, advertisements, images, or other materials):
- You represent that you own or have the right to submit the content
- You grant LDCJ a royalty-free, worldwide, perpetual license to use, reproduce, edit, publish, and distribute the content in digital and print formats
- You agree that submissions may be edited for clarity, length, or style
We reserve the right to reject or remove any submission at our discretion.
6. Advertising and Sponsored Content
Lovick Diversity Career Journal may feature paid advertisements, sponsored articles, or affiliate content.
- Advertisers are solely responsible for the accuracy and legality of their content
- Publication of advertising does not constitute endorsement
- Sponsored content will be identified where required by law
7. Acceptable Use Policy
You agree not to:
- Use the Services for unlawful, harmful, or misleading purposes
- Interfere with website functionality or security
- Harass, threaten, or discriminate against others
- Attempt unauthorized access to systems or user data
Violation of this policy may result in suspension or termination of access.
8. Third-Party Links and Services
Our Services may include links to third-party websites or services. We are not responsible for the content, policies, or practices of third parties. Accessing third-party services is at your own risk.
9. Disclaimer of Warranties
The Services are provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:
- Accuracy or completeness of content
- Fitness for a particular purpose
- Uninterrupted or error-free access
Content provided by LDCJ is for informational and educational purposes only and does not constitute legal, financial, or career advice.
10. Limitation of Liability
To the maximum extent permitted by law, Lovick Diversity Career Journal shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Services, including but not limited to loss of data, profits, or business opportunities.
Our total liability shall not exceed the amount paid by you to LDCJ in the twelve (12) months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless Lovick Diversity Career Journal, its owners, employees, contributors, and partners from any claims, damages, losses, or expenses arising from:
- Your use of the Services
- Your submitted content
- Your violation of these Terms or applicable laws
12. Termination
We reserve the right to suspend or terminate access to the Services at any time, with or without notice, for violation of these Terms or for any lawful reason.
Termination does not affect provisions that by their nature should survive, including intellectual property, disclaimers, and limitation of liability.
13. Privacy Policy
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. [Insert link to Privacy Policy]
14. Changes to Terms
We may update these Terms from time to time. Changes will be effective upon posting to our website. Continued use of the Services constitutes acceptance of the updated Terms.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], United States, without regard to conflict of law principles.
16. Contact Information
For questions, concerns, or legal notices, please contact:
Lovick Diversity Career Journal